PADS is an online platform designed to assist qualified Canadians to obtain a mortgage.
Founded on strong AI, a robust technological platform and a network of Canadian private investors, PADS is revolutionizing the private lending landscape for Canadians.
Select the loan that's right for you and get approved in 24 hours with PADS.
Secure your new property purchase with a loan.Get notified
Refinance your mortgage for greater financial flexibility.Get notified
From the application process,
to disbursement and repayment,
all is done online, quickly and easily.
The privacy and security of your personal information is our top priority. We've put in place robust standards for data privacy and security to ensure the most comprehensive protection of your personal information.
Based in Montreal, Quebec, all of PADS’ loans are funded by Canadian investors.
Canadians can turn to PADS when traditional lenders have turned them down. Our AI and underwriting models help qualify more Canadians.