How it works?

PADS is Quebec's leading alternative lending platform, servicing both first and second-rank mortgages for all residential property types, up to 4plexes.



Fill out the form to become an official PADS broker partner



Sign the PADS Financial partnership agreement 


Get access

Get access to the PADS broker portal and submit your client applications

The PADS Advantage

Advanced technology

Powered by our lender, affiliate & borrower portals and a 100% online application process, PADS makes the borrowing and lending process simple, quick and easy.

Revenue opportunities

The alternative lending space is growing at fast pace. PADS offers affiliates the opportunity to monetize their existing or new customers with a competitive commission structure.

Structure of support

Our team, our process & our technology are unparalleled in the alternative lending space. With our support, the sky is the limit!

A premium loan offering

Your borrowers will benefit from 24-hour approval, flexible terms, and loan amounts varying from $20,000 to $250,000

A fast response

PADS will provide a soft approval – including your file's max loan amount and interest rate range -  in 1 business day.

Our Portal



The dashboard view offers insights into all key performance indicators, including active loans, pending invites, and commissions earned.

Loan applications

Loan applications

    Partners can submit and manage all their files via the broker portal. A centralized view of all loan applications, complete with details, enables visualization and management of your portfolio.

    Registration form